With mobile fraud on the rise, retailers today are challenged with delivering a frictionless customer experience while keeping fraudsters out. Retailers have to balance converting legitimate customers while preventing creation of fake accounts, theft from existing accounts and detecting fraudulent purchases.
Incognia location-based behavioral biometrics adds security, not friction, to mobile commerce applications, enabling retail companies to focus on conversions and ensuring a great purchasing experience for real customers.
more transactions approved on mobile
reduction in chargebacks
Automate identity verification using historical location behavior to confirm that the home and billing addresses provided by new customers are legitimate. Improve detection rates for fraudulent new account creation and reduce the time to approve and onboard legitimate new customers.
Increase security on existing accounts to protect personal information, payment details and loyalty points. Incognia’s location-based behavioral biometrics provides frictionless authentication that detects fraudsters by comparing location history. When a fraudster attempts to access an account using stolen credentials, Incognia will deny access when the location fingerprints do not match.
Intercept fraudulent transactions and stop losses associated with credit card fraud by verifying the transaction location with the real-world location behavior of the customer. Don’t only rely on unreliable AVS & CVV systems to detect fraud, minimize losses and maximize revenue by adding behavioral biometrics to your decisioning process. When the location of the transacting device is not familiar, Incognia will provide a fraud alert.
Let Incognia take care of fraud so your customers don’t have to. Add background identity proofing and passwordless authentication using location-based behavioral biometrics to increase account security without introducing friction into the customer journey.
Explore how Incognia improves mobile app performance throughout the user journey. See how Incognia increases new account conversion, reduces account takeover and increases payment acceptance by recognizing trusted customers and stopping fraudsters.
We provide a lightweight mobile SDK and intuitive APIs to make it easy for you to add location and device intelligence to risk assessments throughout the user journey.
Integrate in minutes using our integration wizard
Work with well-structured and easy to understand API responses
Learn which of the most popular retail mobile apps have the lowest checkout friction index, according to the Incognia mCommerce Checkout Friction Index.
What is Incognia? Watch our video to find out more about our technology and how we are working to change authentication and creating a private identity...