Mobile Payments

Increase conversions and reduce chargebacks

Recognize trusted customers, increase conversions and reduce false positives using real-time location behavior insights.

  • Onboarding

    Increase conversions

  • Payments

    Reduce chargebacks

  • Fraud

    Reduce fraud

Increase transaction approvals, reduce chargeback rates

Incognia uses real-time location behavior to recognize trusted customers, increase conversions and reduce fraud for contactless, instore, online mobile payments

Case Study

Global QSR increases transaction approvals by 79%

  • 79%

    more transactions approved on mobile

  • 36%

    reduction in chargeback rate

Secure Mobile Payments

Incognia location behavioral biometrics verifies user location and device behavior for reduced fraud

Solution (payments illustration)
  • Real-time Transaction Verification

    Checks for inconsistencies in user’s device and location behavior, in-store, curbside, and at checkout.

    • Verify user current location, in-store, curbside
    • Check account home address and user behavior
    • Detect discrepancies in user behavior
  • QR Code Payments Fraud Detection

    Check user location matches with QR Code location

    • Detect discrepancies in user behavior
    • Detect fraudsters at the point of sale
    • Recognize trusted customers
  • Onboarding Verification

    Incognia provides real-time address verification for faster onboarding

    • Reduced time to approval
    • Increased conversion rate
    • Fewer false positives
    • Fewer manual reviews

Insights and Analytics

Location and Device Intelligence

We make it easy to view and access risk assessment details, with supporting reason codes, in summary and detailed view dashboards.

    • icon-high-level-summary

      Summary and detailed views of risk assessments

    • icon-export

      Export feature for in-depth reporting

    • icon-detailed-view

      API integration with any risk engine

  • Device
  • Location
Designed for developers

Fast SDK Integration & Easy to Use APIs

We provide a lightweight mobile SDK and intuitive APIs to make it easy for you to add location and device intelligence to risk assessments throughout the user journey. 

  • Instant value

    Integrate in minutes using our integration wizard

  • Well-structured API

    Work with well-structured and easy to understand API responses

  • Monitor-only mode

    Test in monitor-only mode and view results on the dashboards

SDK Payload Example

Fintech Onboarding Friction Index

Learn which of the most popular fintech mobile apps offer the easiest and fastest onboarding process for users according to Incognia Onboarding Friction...


A Guide for QR Code Contactless Payments

This eBook is for product managers, responsible for mobile apps, who are looking to better understand the rising interest in QR Code contactless payments.


Protecting QR Code Contactless Payments

Learn how Incognia helps companies increase conversions while preventing fraudulent transactions.

Ready to add location awareness to your mobile app?