Zero-factor authentication offers mobile users more security with zero friction. Working passively in the background, Incognia's zero-factor authentication solution makes use of GPS, Wifi, Bluetooth and device signals to identify trusted users and detect anomalies.
Incognia collects location data to generate a location identity for each mobile user. When asked for a risk assessment, Incognia compares the device logging in against the device fingerprint and location identity of the device associated with the existing account. The analysis determines whether the device has previously been associated with that account, if it has been tampered, and whether the current location of the device matches the user's location identity to prevent fraudulent account access.
The user is asked to provide their username or email by the client app.
Incognia verifies the device and matches the user's current location with their established location identity to provide risk assessment for authentication.
Based on Incognia's risk assessment, the user is authenticated without friction or challenged with an additional authentication factor.
Incognia offers free developer edition putting frictionless authentication and address verification into the hands of all mobile developers.
Read insights on the state of mobile app login authentication and the friction of password reset for the top banking and investing mobile apps in the US.
Will Bank, a Brazilian fintech, achieves 80% reduction in account takeover and 90% cost reduction on mobile with Incognia's risk-based authentication...