Risk-based Authentication

Reduce friction for mobile login using location behavior and device intelligence

Incognia location behavioral biometrics provides superior defense against ATO fraud, adding no friction to the mobile experience.

  • Increase security

    Increase security

  • Reduce fraud

    Reduce fraud

  • Reduce friction

    Reduce friction

Advanced fraud detection for mobile

Incognia changes the game for fraud detection on mobile.  Requiring no additional action by users, Incognia works silently in the background, to identify anomalies in user behavior that indicate high risk logins and attempts at ATO and SIM Swap fraud.

Incognia location behavioral biometrics and device intelligence offer the strongest signals for risk-based authentication on mobile, improving recognition of trusted users, without adding friction to the user experience.

The results speak for themselves.

Case Study

Fintech reduces ATO on mobile wallet by 53%

  • 79%

    of users seamlessly authenticated

  • 53%

    reduction in account takeovers

  • 0.5%

    false positive rate

  • 2.6x


Enhancing risk-based authentication

Incognia location identity for mobile apps provides a new and highly effective defense against fraudsters. Using in-depth user location behavior and device intelligence Incognia offers enhanced risk assessment for mobile user logins.  For low-risk logins, Incognia enables a friction-free login experience. For high-risk, additional authentication steps can be required of users.

Solution (authentication illustration)
  • Prevent Account Takeover

    Incognia checks user’s real-time location with user location behavior history and delivers a risk score.

    • Detect discrepancies in user behavior
    • Recognize trusted customers
    • Detect fraudsters
    • Reduce account takeover rate
  • Continuous Address Verification

    Incognia detects changes in behavior indicating changes in home address and delivers fraud risk alert

    • Detect changes in user location behavior
    • Detect changes in home location
    • Trigger user re-authentication
  • Detect Device spoofing, SIM swap

    Incognia detects emulated, spoofed and fraudulent devices

    • Detect changes in user location behavior
    • Recognize devices with bad reputation
    • Detect fraud farms
Designed for developers

Fast SDK integration & easy-to-use APIs

We provide a lightweight mobile SDK and intuitive APIs to make it easy for you to add location and device intelligence to risk assessments throughout the user journey.

SDK Payload Example