Adaptive Risk Based Authentication | Mobile Fraud Prevention

Proven technology -
1.5B+ monthly sessions

Fintechs, banks, retailers, social networks, food delivery, and online marketplaces use Incognia as a strong trust signal within their mobile apps, to remove friction for trusted users, drive increased mobile revenue, and reduce fraud.

Case Study new

Challenger bank willbank reports 0 ATO from users with location enabled

0 (zero)

ATO for users with location enabled
0.0013%

false positive rate
93%

users enjoy frictionless authentication
90%

reduction in fraud losses

Enhanced Risk-based Authentication

Incognia zero-factor authentication provides a new and highly effective defense against fraudsters. Working silently in the background Incognia offers enhanced risk assessments for mobile authentication using enhanced location behavior and device intelligence. Incognia provides superior defense against ATO fraud, adding no friction to the mobile experience.

Prevent Account Takeover
The fraudsters already know how to bypass most security controls you have in place, upgrade to adaptive risk-based authentication and stay ahead of fraud.
- Detect discrepancies in user behavior
- Recognize trusted customers
- Reduce account takeover rate
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Remove OTPs and Passwords
Your customers want to access your App without friction, stop asking for passwords and OTPs and focus on challenging only the fraudsters.
- Stop fraudsters, not trusted customers
- Eliminate the frustration of passwords
- Use it as the first MFA layer
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Detect Location Spoofing and Fraudulent Devices
Fraudsters have easy access to tools and techniques to spoof location and fool traditional device fingerprinting systems.
- Detect location spoofing
- Recognize devices with bad reputation
- Detect fraud farms
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Location and Device Intelligence

We make it easy to view and access risk assessment details, with supporting reason codes, in summary and detailed view dashboards.

Summary and detailed views of risk assessments
Export feature for in-depth reporting
Stand-alone fraud detection, or integrate our APIs with any risk engine

Designed for developers

Fast SDK integration & easy-to-use APIs

We provide a lightweight mobile SDK and intuitive APIs to make it easy for you to add location and device intelligence to risk assessments throughout the user journey.