[Just Published] Incognia FinTech Mobile App Friction Report - Login Authentication & Password Reset Edition - Download Now

Location Identity for Mobile Apps

Location: the strongest trust signal for mobile authentication

Recognize trusted users in real-time based on location behavior, and remove friction from authentication at login, payments, and onboarding.

Less fraud. Less friction. More customers.

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Deployed in 100M+ devices

Fintechs, banks, retailers, social networks, food delivery, and online marketplaces use Incognia as a strong trust signal within their mobile apps, to remove friction for trusted users, drive increased mobile revenue, and reduce fraud.


Case Study new

Fintech reduces ATO on mobile wallet by 80%

  • 93%

    users frictionless authentication

  • 90%

    reduction in ATO costs

  • 0.0013%

    false positive rate

Enhancing Risk-based Authentication

Incognia location identity for mobile apps provides a new and highly effective defense against fraudsters. Incognia offers enhanced risk assessments for mobile authentication using in-depth location behavior and device intelligence. Incognia provides superior defense against ATO and SIM swap fraud, adding no friction to the mobile experience. 


  • Prevent Account Takeover

    Incognia checks user’s real-time location with user location behavior history and delivers a risk score.

    • Detect discrepancies in user behavior
    • Recognize trusted customers
    • Reduce account takeover rate
  • Go Passwordless & Frictionless

    Incognia enables friction-free authentication for low-risk logins
    • Use in combination with MFA
    • Stop fraudsters, not trusted customers 
    • Eliminate the frustration of passwords

  • Detect Fraudulent Devices & Device Swap

    Incognia detects emulated, spoofed and fraudulent devices

    • Detect changes in user location behavior
    • Recognize devices with bad reputation
    • Detect fraud farms

Insights & Analytics

Location and Device Intelligence

We make it easy to view and access risk assessment details, with supporting detailed evidence, in summary and detailed view dashboards.

    • icon-high-level-summary

      Summary and detailed views of risk assessments

    • Export feature

      Export feature for in-depth reporting

    • icon-detailed-view

      API integration with any risk engine

    Authentication Screen1
  • Device
    dashboard device
  • Location
    dashboard location
Designed for developers

Fast SDK Integration & Easy to Use APIs

We provide a lightweight mobile SDK and intuitive APIs to make it easy for you to add location and device intelligence to risk assessments throughout the user journey. 

  • Instant value

    Integrate in minutes using our integration wizard

  • Well-structured API

    Work with well-structured and easy to understand API responses

  • Monitor-only mode

    Test in monitor-only mode and view results on the dashboards

SDK Payload Example
White Paper

Mobile Authentication - From Passwordless to Frictionless

Learn how the different types of mobile authentication options rank for friction and security and how to choose between multi-factor, passwordless and...

Gartner Report

IAM Leader's Guide to User Authentication

This research will help SRM leaders responsible for IAM understand user authentication methods, tools, vendors, and market trends.

Case Study

Risk-based authentication for account takeover reduction

Understand how Incognia worked as Silent Risk Signal and enabled a Fintech with over 2 million users to reduce account takeover cases and decrease cost in...

Ready to reduce fraud and friction on your mobile app?