Check consistency between real-time location and home address to recognize identity fraud and fake account creation
Determine whether the device and its location match the device associated with the account
Incognia detects anomalies in location behavior that often indicate attempts of identity fraud, new account fraud and account takeover. The spoof-proof technology ensures that the location data assessed is accurate. The location data collected is compared to a provided address or the historical location behavior of the device associated to the account to detect fraud at account opening, login or transaction.
The new or existing user begins engaging with the client app.
Incognia checks the user’s device for tampering, location spoofing, emulation and against any customized watchlists created.
Incognia matches the new user’s address or the existing user's historical location behavior to the devices current location to assess risk and deliver a risk score.