Download now our first Incognia Mobile App Report for 2021 Fintech Onboarding Friction Index

Banks & FinTech

Fast mobile fraud detection

Incognia’s location-based behavioral biometrics uncovers behavioral anomalies with a high-level of precision and low rate of false positives.

  • Detect new account fraud

    Detect new account fraud

  • Reduce false positives

    Reduce false positives

  • Prevent account takeover

    Prevent account takeover

Time is Money

Mobile banks, payment and lending apps are playing a critical role in today’s fast moving world. This new reality calls for dynamic, fast mobile fraud detection to protect against aggressive scams leading to account takeover, fraudulent payments, and financial losses.

Incognia’s location-based behavioral biometrics uncovers behavioral anomalies with a high-level of precision and low rate of false positives. It provides a dynamic, real-time, frictionless mobile security layer for new customer onboarding (KYC) and ongoing authentication.

Case Study

Fintech increases new account conversion by 38%

  • 85%

    of all mobile applications automatically

  • 63%

    reduction in the number of false positives

  • 38%

    more accounts automatically opened

  • 24%

    decrease in the need for manual reviews

Benefits for financial services

Benefits to Banks and Fintech
  • No-document identity verification

    No-document identity verification

    Stop reliance on static information when verifying new applications and complying with KYC procedures. Integrate Incognia to match the address provided during onboarding to the actual location behavior of new account applicants. By adding dynamic and real-time information, you’ll reduce false positives, manual reviews and drop-off, and approve more new customers.

  • Continuous authentication

    Continuous background authentication

    Protect existing accounts against account takeover to maintain customer trust and brand reputation. Use Incognia’s location-based behavioral biometrics to detect the use of stolen credentials and verify unknown devices by analyzing the location behavior of the device attempting to login. This dynamic layer of authentication works behind the scenes to keep accounts secure.

  • Secure mobile transactions

    Secure mobile transactions

    Add dynamic transaction authentication with Incognia’s location-based behavioral biometrics. Use Incognia to check a customer's mobile device location at the moment of login or transaction to detect fraudulent activity. As an added invisible layer of defense, Incognia provides frictionless adaptive authentication for step-up or step-down security to deliver a seamless user experience.

  • Frictionless account security

    Frictionless account security

    Expertly balance security with user experience by incorporating location-based behavioral biometrics into your KYC and authentication processes. Automatically verify customer identity at onboarding and login to start delivering value to real customers as quickly as possible.

Accelerate your business through mobile

Explore how Incognia improves mobile app performance throughout the user journey. See how Incognia increases new account conversion, reduces account takeover and increases payment acceptance by recognizing trusted customers and stopping fraudsters.

Designed for developers

Fast SDK Integration & Easy to Use APIs

We provide a lightweight mobile SDK and intuitive APIs to make it easy for you to add location and device intelligence to risk assessments throughout the user journey. 

  • Instant value

    Integrate in minutes using our integration wizard

  • Well-structured API

    Work with well-structured and easy to understand API responses

  • Monitor-only mode

    Test in monitor-only mode and view results on the dashboards

SDK Payload Example

Fintech Onboarding Friction Index

Learn which of the most popular fintech mobile apps offer the easiest and fastest onboarding process for users according to Incognia's Report.

Case Study

Frictionless Onboarding

With Incognia, a leading digital bank was able to reduce the number of manuel reviews by 18%, and reduce onboarding costs by more than 10%.

White Paper

Financial Services Guide

This white paper outlines key considerations for financial services companies on how to enable frictionless mobile fraud prevention. 

Start using location awareness in your app.