Reduce ATO with advanced fraud prevention using location behavior and device intelligence.
Keep fraudsters out and let customers in.
Incognia provides dynamic, adaptive risk-based authentication to help companies secure mobile users and prevent account takeover.
Adding no friction, Incognia works silently in the background to build a location behavioral pattern, unique to each user. It works like a location fingerprint, that is dynamic and continually updating. Incognia continuously searches for anomalies in user location behavioral patterns and device characteristics.
When a fraudster attempts to access an account using stolen credentials that don't match the device or user location behavior history, Incognia will deliver a higher risk score. For trusted users, Incognia delivers a low-risk, and friction free login experience.
The user enters login credentials.
Incognia checks the user’s device for emulation, location spoofing, and against the device watchlist.
Incognia matches the user’s current location with the user's location behavior history to assess risk and delivers a combined location and device risk score. For low-risk logins, Incognia enables a friction free experience.
We make it easy to view and access risk assessment details, with supporting reason codes, in summary and detailed view dashboards.
We provide a lightweight mobile SDK and intuitive APIs to make it easy for you to add location and device intelligence to risk assessments throughout the user journey.
Integrate in minutes using our integration wizard
Work with well-structured and easy to understand API responses
Test in monitor-only mode and view results on the dashboards
Will Bank, a Brazilian fintech, achieves 80% reduction in account takeover and 90% cost reduction on mobile with Incognia's risk-based authentication...
Strong Account Takeover Prevention could be achieved through the use of location behavior since 90% of legitimate logins happen at trusted locations.